Account Applications

Membership Savings

To open an account at Front Royal Federal Credit Union, you must live, work, worship, or attend school in Warren County, VA. We will need a copy of your driver’s license verifying your address, a pay-stub verifying your employment, or a letter from your place of worship to verify your eligibility.

To open an account:

• $5.00 membership fee
• A copy of your driver’s license and social security card
• Eligibility verification

Click here to request an application.
Please provide us your name, address, phone number, and an explanation of your request. Be sure not to include any other personal information such as your social security number or account number. If you are already a member, please let us know.

We require notarization of all mail-in and drop-off applications.

Share Draft/Checking

If you are a new member and want to open a checking account you will need to follow the Membership Savings Guidelines and ensure that you check the Share Draft/Checking box on the account card. Please include $15.00 to cover the cost of your box of checks. We will send you our basic custom check style unless you specify otherwise. You may choose to order your checks at a later date.

If you already have a savings account with us, you will need to fill out and sign our account change card.

Click here to request an account change card.

Christmas and Vacation Club Accounts

If you are not a member, you must follow the Membership Savings Guidelines and indicate on the account card that you want to open a Christmas Club or Vacation Club Account.

If you are already a member and would like to open a Christmas Club or Vacation Club account you must fill out our account change card.

Click here to request an account change card.

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents. By submitting the application, you authorize the credit union to obtain information necessary to verify your identity. This may include information obtained from consumer reporting agencies, public databases, and other sources. If the credit union is unable to verify information you provide, an account may not be opened. The credit union reserves the right to close your account if it determines at a later date that it does not know your true identity.