Winter Loan Special

Need to pay off those Holiday bills or winter heating expenses? Why pay high credit card rates or finance charges with other creditors when you can apply for our Winter Loan Special. Borrow up to $3000.00 for 30 months at the low rate of 4.75%.

Just click on our loan application, complete and return to one of our convenient offices. Or stop by to speak to one of our loan officers. We'll make it easy for you!

Car Dealers Are Dealing, We Are Lending

Right now, new car inventory is high for many models. Some car dealers have three months' or more supply available. That makes for a buyers' market--prime time for you to find a sweet new-car deal.

For a limited time, we have rates as low as 3.95% for up to 60 months. Contact us for a low-interest loan and you'll have the best of both worlds.

Overdraft Protection...

Your good name and credit history are all you need!

Apply for overdraft protection today and take the worry out of financial mishaps. You've been there before...you forget to record a transaction or forget to make that deposit, and before you know it, you've bounced a check or returned debit card transaction.

Although you usually keep good track of your account, sometimes mishaps happen and having overdraft protection can ensure that you don't pay overdraft fees or experience the embarrassment of returned checks.

This loan is associated with your checking account. It can also be used to write yourself a personal loan when needed.

Regulation D - There's a Limit

As a credit union member, you can easily transfer funds between your various accounts. But there is a limit to how many times you may transfer money during a four-week time period-exceeding that limit is breaking a law.

Regulation D is a federal law that establishes the amount of monetary reserves credit unions must maintain. The rule also limits the number of times a member may transfer money between accounts to six times per month.

Certain transfer methods don't count against the six-time limit, including those you make in person, by messenger, by mail, by ATM, or by a phone call that results in a check being mailed to you.

Overdraft Protection is a good service to have if you reach your Reg. D limit.

Apply today!