Winter Loan Special

Chase the winter blues away with our winter loan special. Borrow up to $3500.00 for 36 months at 7.50%. Call us at 540-635-7133 or stop by to talk to one of our loan officers. Or, if you'd like, fill out a loan application online and we'll let you know if you qualify. This is a no risk-based lending loan. Rate subject to change without notice.

New Car Loan Special

Looking for a great rate on a new car? Check out this special. Borrow up to $20,000 for 60 months at 5.99% or over $20,000 for 72 months at the same rate. Call us at 540-635-7133 or stop by to talk to one of our loan officers.

Or, if you'd like, fill out a loan application online and we'll let you know if you qualify. This is a no risk-based lending loan.

Overdraft Protection...

Your good name and credit history are all you need!

Apply for overdraft protection today and take the worry out of financial mishaps. You've been there before...you forget to record a transaction or forget to make that deposit, and before you know it, you've bounced a check or returned debit card transaction.

Although you usually keep good track of your account, sometimes mishaps happen and having overdraft protection can ensure that you don't pay overdraft fees or experience the embarrassment of returned checks.

This loan is associated with your checking account. It can also be used to write yourself a personal loan when needed.

Regulation D - There's a Limit

As a credit union member, you can easily transfer funds between your various accounts. But there is a limit to how many times you may transfer money during a four-week time period-exceeding that limit is breaking a law.

Regulation D is a federal law that establishes the amount of monetary reserves credit unions must maintain. The rule also limits the number of times a member may transfer money between accounts to six times per month.

Certain transfer methods don't count against the six-time limit, including those you make in person, by messenger, by mail, by ATM, or by a phone call that results in a check being mailed to you.

Overdraft Protection is a good service to have if you reach your Reg. D limit.

Apply today!