Loan Rates
Loans |
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| Loan Type* | Approximate Term | APR |
| Home Equity | 5-15 year | 4.25%-5.50% |
| Winter Loan Special | Borrow up to $3000 for 30 months | 4.75% |
| Signature/Unsecured - up to $25,000 * total unsecured loan amount per member cannot exceed $25,000 | 60 Months | starting at 7.75% |
| Share Secured | up to 120 Months | 1.00% above share rate |
| Certificate Share Secured | Certificate Term | 1% above certificate account rate |
Vehicle Loans * |
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| New and One Year Old - Untitled Only - | ||
| 36 Month Term | starting at 2.99% | |
| 48 - 72 Month Term | starting at 3.75% | |
| New Car Loan Special! | 60 month | starting at 3.95% |
| Used Vehicles 2004-2012 | ||
| 36 Month Term | starting at 3.50% | |
| 48- 72MonthS Term | starting at 4.00% | |
| Used Car Loan Special! | 60-72 Month Term | 6.99% fixed |
| New & Used Boat | Up to 120 Months | starting at 4.75% |
| New & Used RV | Up to 120 Months | starting at 4.75% |
| New & Used Motorcycle | Up to 60 Months | starting at 3.50% |
| Special Interest Vehicle | Up to 72 Months | starting at 5.50% |
Home Equity Loans * |
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| Financing 80% of appraisal minus balance on first trust | 5 Year Fixed | 4.25% |
| Financing 80% of appraisal minus balance on first trust | 10 Yr Fixed | 5.00% |
| Financing 80% of appraisal minus balance on first trust | 15 Yr Fixed | 5.50% |
| *Member pays appraisal & flood determination fee. **NO CLOSING COSTS FOR LIMITED TIME** | ||
| Appraisal Fees usually between $300 - $325 Flood Determination Fee $19.00 Closing Costs - approximately $600 - $1000 |
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| Home Equity Rates effective December 15, 2011 | All rates subject to change without notice. Limited time offer No closing costs. | Qualifications apply on all loans |
Lines Of Credit |
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| Overdraft Line of Protection - $1000 Limit | 9.99% | |
| Visa Credit Card - up to $25,000 limit | 25 day grace period on purchases; cash advance interest compound daily up to 2% of purchase | 9.99% |
| Visa Balance Transfers | No fee | Transfer rate 9.99% |
