Front Royal FCU - Loan Rates

Share Rates

Account Rates
Type of Account	APR = Annual Percentage Rate	APY = Annual Percentage Yield	Effective Date:Fees could reduce earnings on all accounts.
Shares	.20%	.20%	Anticipated; $5 to open; $50 minimum for APY.
Custodial	.20%	.20%	Anticipated; $5 to open; $50 minimum for APY.
Draft	0.00 %	0.00 %	Anticipated
Vacation	.20%	.20%	Anticipated
Christmas	.20%	.20%	Anticipated
Insurance	0.00 %	0.00 %	Anticipated
IRA	.20%	.20%	Anticipated
Share Certificate Rates	APR	APY	$500 Minimum Deposit on Share Certificates
1 Year	.50%	.50%	Effective August 24, 2011
2 Years	.55%	.55%	Effective August 24, 2011
3 Years	.75%	.75%	Effective August 24, 2011
4 Years	1.00%	1.00%	Effective August 24, 2011
5 Years	1.30%	1.31%	Effective August 24, 2011
IRA Certificate Rates	APR	APY	$500 Minimum Deposit on Share Certificates
IRA 1 Year	.50%	.50%	Effective August 24, 2011
IRA 2 Years	.55%	.55%	Effective August 24, 2011
IRA 3 Years	.75%	.75%	Effective August 24, 2011
IRA 4 Years	1.00%	1.00%	Effective August 24, 2011
IRA 5 Years	1.30%	1.31%	Effective August 24, 2011

Penalty may apply for early withdrawal. Rates subject to change without notice.

		February 07, 2012
We will lower your current loan rate by 1% if you bring your loan from another financial institution to Front Royal FCU. No refinances of loans at FRFCU. Subject to credit approval. Must provide documentation of current rate. Floor limit is 2.99%. Rate subject to change without notice. Special doesnt apply to Home Equity or Credit Cards. Member NCUA.